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“Thinking forward is hard for little kids! Saving can feel like taking money away from kids so we can explain it this way; ‘We are saving money for our future selves….Next time you are in the store, you will be able to buy what you want because you will have already saved.’” Chelsea Brennan of Smart Money Mamas speaks with Dr. Robyn Silverman, Child and Teen Development Specialist and host of the How to Talk to Kids about Anything podcast about money matters, family money values, spending, saving, giving and money mindset